The Best Annuity Selling Systems Involve a Variety of Approaches

By Bruce Darby

If you are interested in learning how to sell annuities, understand that you are out to build a continual pool of clients. While there are a number of annuity selling systems that work, all depend on a wide group of clients that can feed their business.

Annuity marketing begins with finding those people who re most interested in your market Not everybody makes a key annuity prospect. Some lack interest; others are just too much trouble. They secret is having a large pool that then filters out those who are most likely in your market.

Direct mailings may be important, but word of mouth is probably the most effective networking tool in this business. Cold calls usually meet a dead end. Hosting seminars is a good way to begin, but the relationship needs to go well beyond the seminar.

If you're learning how to sell annuities, keep in mind there are a variety of strategies. Chances are it will take a number of different approaches to really grow your pool of clients.

The best strategy is to borrow from a variety of annuity selling systems, using the best methods to build clients. Numerous approaches should be used.

First, let people get to know you. Don't be aloof with your prospects. You're building a relationship that has to be personable.

One great way of getting your name out in the community is to volunteer your services to local radio stations. Many of these stations will give free airtime to annuity experts who can explain the ins and outs of annuity marketing.

Don't forget about seminars Those who attend are directly interested since they took the time to make the effort. Make sure the seminar is well attended. Not only will it be more effective, but more people also make a better impression. There will also be more people who can ask questions and keep the conversation rolling and interest peaked. A good seminar involves a lot of questions and answers. - 23305

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To find information on how to sell annuities here are some articles by the same author on annuity selling systems.

Secrets to Russia Investments

By Mike Swanson

The world is grappling with one of the worst economic situations it has faced in years which hurts stock market beginners. There are some people who believe that the current recession is worse than the Great Depression of the 1930's. While there is no concrete evidence to suggest that this is the case right now, it does not really matter. What is clear is that there are a lot of people who are struggling to make ends meet. It therefore comes as a surprise that the Russia economy is growing.

Russia is still considered to be a place of mystery by some because we have not seen as much of the country's history as others. The cloak of communism kept the country and its happenings under wraps for a long time. The fall of the Berlin Wall meant that things were to change forever in 1989.

The country of Russia was suddenly open for almost any one to see into and of course to contact and do business with. There was a great sense of hope that this would now mean almost endless opportunity for the country and this should have been the case. It did not happen in this way though and many blame this on the advice that was given to the country by economists from the west. They did not advocate a gradual approach such as that of China and this was proved wrong eventually.

While it is too late to change this now, it would seem that the Russian economy has bounced back and it is one of the few in the world at the moment that is actually growing. A lot of this is put down to the mineral wealth of the county and the fact that it is also focused on diversifying its economy.

It is always best to ensure that you do not rely only on one economic activity and this is the main reason for the government's actions.

If they are going to continue with this type of policy then one would expect that the situation where the Russia economy is growing is not going to change. - 23305

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For more on investing in emerging markets go to the bric nations stocks report.

A Guide to Gold Basics

By Lawrence Reaves

With the soaring prices of gold it is a good time to consider buying or selling your gold jewelry. You need to have some basic knowledge to make smart decisions. Gold jewelry seems like it never goes out of style. This is because it is beautiful and easy for most people to afford and wear.

Pure gold will not tarnish, rust or corrode and is the most malleable of all metals. Pure gold is too soft for jewelry so it is mixed with other metals, including silver, copper, nickel and zinc to give it strength and durability. The color of gold is determined by the type of metal alloys it is mix with and the percentage of each metal alloy.

Most people think all gold is yellow, but the fact is there are many variations of color that gold can be. Colored gold is just as "real" as golden colored gold. The color depends on what the gold is mixed with. Other alloys are mixed with gold to make it strong and to hold up under every day wear and tear that jewelry goes through. Craftsman learned through the ages that mixing gold with copper, silver and platinum would increase its durability. When gold is alloyed with other metals it changes the color of the finished product. An alloy of 75% gold, 16% silver and 9% cooper makes yellow gold. White gold is 75% gold, 4% silver, 4% copper and 17% palladium. Other combinations of alloys can make pink, green, peach and even black gold.

The alloys of gold have a lesser value per unit weight than pure gold. The standard in the gold trade is known as karatage which is commonly called karat. Pure gold is known as 24 karat gold and is usually marked with 24K. An alloy that is 50% gold is 12 karat gold and is marked with a 12K. An alloy that is 75% gold is 18 karat gold and is marked with 18K. High karat gold jewelry is softer and more resistant to tarnish; on the other hand, lower karat jewelry is stronger, but less resistant to tarnish.

Gold is highly valued and there is a limited supply and has been used as a medium of exchange or money for centuries. 6000 years ago is when the first transaction was done using pieces of gold and silver. The reason that gold has been used for this purpose for so long is because it has high value, durable, portable and can be divided easily. At one time the United States used a gold standard and maintained a stockpile of gold to back every dollar in circulation. It became too cumbersome and is no longer used by any nation. Gold coins were commonly used in transactions. Gold coins were issued in two types of units. Some were units of currency and some were issued in standard weights.

Today gold coins are no longer in wide use for financial transactions. Gold coins issued in specific weights are popular for people who want to purchase and invest in a small amount of gold. Gold coins are also collected and issued as commemorative coins. These types are a good investment because gold retains its value overtime. These are just some informative basic facts about gold. As you can see gold is a good investment whether it is in fine jewelry or coins. - 23305

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The best online resource to sell gold or sell gold coins can be found at http://www.refinity.com

Why Investing Online Is For You

By Kenneth Farnham

You have some money to invest. But you don't want to spend a lot of time meeting with or selecting a stockbroker. Should you invest your money online? Is an online brokerage house the right choice for you?

Several online brokers dot the Internet today. They offer consumers the chance to quickly open accounts and begin investing their money in the stock market. Most charge low commissions. And most sites are easy to use.

That doesn't mean, though, that investing your money online is the right choice for you. While working with an online brokerage house works for some investors, it's not ideal for others. You'll have to gauge your own comfort level with the process.

You can ease any concerns you have with investing money online by doing some simple research. The best place to start is with the financial press. Financial print magazines and Web sites often contain rankings of the top online brokerage houses. Working with a top-ranked online broker can help ratchet up your comfort level.

If you're still nervous, talk to your family members, friends and co-workers who have invested money online. Find out the online broker houses that they have worked with. Where they happy with the service these brokerage houses provided? Did the brokerage houses charge commissions that were appropriate? And, most importantly of all, how did their investments perform?

That's why it's important to only do business with online brokerages that have earned a reputation for engaging in honest and ethical business practices. Read the financial press. Visit Web sites devoted to consumer interests. And when you do, read up on the online brokerage houses. It's not difficult to find reputable Web sites and magazines that provide annual rankings of the top online brokers.

Once you select a group of online brokerage houses that can be trusted, look into the commissions each one charges. You want to work with an online broker that doesn't charge exorbitant fees for transactions. Remember, these fees can significantly eat into your profits.

Make sure, too, to only invest your money online with a Web-based brokerage that you've heard of. You don't want to take a chance on investing with a company that may be inexperienced or teetering on going out of business. Instead, go with the established online brokerages, places such as Etrade and Scottrade.

Investing your money online is fast and easy. Online brokerages also tend to charge relatively inexpensive commissions. But that doesn't mean that online investing is for everyone. If you're simply not comfortable investing your money online, meet with a traditional stockbroker instead. - 23305

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Spare Dollars is a save money blog which contains information on how to save money, how to make money and how to invest money. For more information on these topics, including how to invest money online, visit us today at SpareDollars.com.

Annuity Marketing About Earning the Trust of Annuity Prospects

By Bruce Darber

Don't sell annuities like their used cars. People aren't asking you for a sales pitch when they ask for your professional advice. They want answers that are straight and sound. They need information they can trust.

More than salesmanship, annuity marketing is educational in its purest sense. You may be selling a product that depends on annuity prospects to build your business. If you aren't up front, truthful and education about the product you're selling, however, you'll never earn the all important trust of your clients.

Economies are shifting these days, and people have every right to be scared. They should understand, however, that annuity marketing is a far safer investment than the stock market when it comes to financing. Many annuity prospects seek security after watching their stock market savings evaporate with the economic collapse.

Let your clients realize they have the option to later sell the annuities as well. Annuities can be sold as well as bought, whether your clients need the money immediately for a financial emergency or just realize they don't need as much annuity as they thought.

While there are many ways to build annuities, ultimately you are building a relationship with your clients. Annuities promise a secure future for your clients. It's a relationship that needs to sustain into the future.

As relationships grow, so does trust. Honesty is always the best policy when it comes to annuity sales Your clients should be as valued and respected as family and friends. Keep their best interests as your main motivation when marketing annuities.

Sales talk that doesn't spell it right out is transparent and obvious. Ultimately, it can destroy your business. Trust builds overtime, but it can quickly be lost.

Be honest and educational about the realities and benefits of the annuities market. As you build the trust of your clients, they'll recommend you to family and friends, build up your portfolio over time. - 23305

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The author of this blog is an expert in annuity marketing and if you are interested in learning more here are some other places to get information about annuity prospects.