Wall Street Notices Wealth Redistribution And The White House

By Jackie Epstein

There is this story about small town in Honduras nestled on the coast of the Caribbean. With about one visitor a month, the economy wasn't boding well for the town and all its citizens, it seems, were living on credit and in debt.

Suddenly, a rich tourist comes to town. He enters the only hotel, lays a $100 bill on the reception counter, and asks for a meal and later goes to inspect the rooms upstairs in order to pick one. The hotel proprietor takes the hundred dollar bill and runs to pay his debt to the butcher.

With a fresh hundred dollar bill in hand, the butcher supply owner hastily pays his debt to the rancher who in turn scrambles to pay $100 for feed costs. The feed and grain guy seeing this fresh money makes his way to the fuel supplier for his machinery and uses the 100 bucks to pay part of his fuel bill.

Compelled to make good on past debts, the fuel dealer takes the $100 bill and pays his debt to his personal prostitute. Because of hard times she gave out her services on credit and she now pays her debt to the hotel for past rooms rented for her clients.

Now that the $100 has returned to the hotel owner he lays the $100 bill back down on the counter. The stranger now filled with a delicious meal pays for it with pocket change and decides not to rent a room and takes the $100 back and leaves town.

As the story unfolds, so far, no one earned anything. However, the whole town is now with less debt, and looks to the future with a little more optimism. That is similar to how the United States Government is doing business today shifting liabilities from one balance sheet to another.

Now the wealthy tourist was impressed by his meal and had nice things to say about the town and it became a news story. Soon after, 8 new tourists make their way to the town hotel. The owner overcome by the bonanza of new customers wants to raise his room charges and menu prices. The butcher, rancher and feed and fuel suppliers are in the throes of raising their prices. And the prostitute needed to raise her prices in order to cover the increased room rates.

What has happened is that liabilities transferred from one balance sheet to another. As everyone knows, paying debts keeps money in circulation as long as the debts remain in place. Once they are paid off, new borrowers for loans need to be found. But when "green shoot" optimism begins to reign, everyone wants to raise prices. And the race begins unless monetary policy tightens money supply. If you chose to fly ahead of impending news, get your Wall Street Journal subscription today. - 23305

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Forex Mini Account Trading Explained

By Tom OReilly

If you're interested in forex trading, forex mini accounts are an ideal way for just about anybody to start. If you are a retail trader (i.e. somebody trading on their own account from home) you would have to be very rich or very confident to start right out with a standard account. What makes a mini account a very attractive option for most people is that it allows you to get started without risking so much money.

The normal lot size of currency is 100,000 in forex trading and mini forex trading accounts generally allow you to trade with 10,000 units or one tenth the normal lot size.

Of course you do not have to have this much in your account. Currency trading works with leverage. If you are using 100 times leverage then you need $100 to control $10,000 in your mini account or $1,000 to control $100,000 for a standard account.

For most people starting out, $100 or 100 units of other currency per trade is enough. That's what makes the mini trading account so attractive.

In a mini account the pip size is also usually smaller. Pips are units in which you will measure your costs, profits and losses (the spread). Depending on the currency pair that you are trading, the lot size and other conventions of your broker their dollar value can vary. A common mini pip size is $1 and standard pip size is $10.

Some brokers are now quoting prices to 5 decimal places which technically would make one pip 0.00001 of the quoted price, but we will continue to use the standard 4 decimal place pip for this example.

So if you have a standard forex account you can expect to put up $1,000 on each trade, be involved in trading lots of $100,000 and measure your profits in $10 units.

If you have a forex mini account you will measure your profits in $1 units and you can expect to commit $100 on each trade and be involved in trading lots of $10,000.

Of course you can set stop losses so that you do not have to risk all of the money that is committed to the trade. But your losses will be measured in terms of pips so these too will be 10 times greater in the standard account.

If you are successful and your fund grows, you may want to move up to trading greater sums. You can still do this in your mini account by trading more than one lot at a time. So if you want to trade a standard lot size you would just trade 10 mini lots. This has the advantage of still giving you the ability for fine control of your stops because your pip size is still just $1.

High speed internet connections and powerful home computers have made it possible for the ordinary person to trade from home. Now many people who used to only have the standard account available to them are trading regularly. The forex mini account is a development that has opend up the market to people who may not have the money but have the technology for standard currency trading investment.

You could look at forex micro accounts if you want to risk even less of your money. Forex micro accounts allow you to make even smaller trades. Be aware though that the spread is often a little high and with a micro account you might find it difficule to profit. Until your confidence builds it may be better to use a demo account and then open a forex mini account for real trading.

I'm sure you probably have a lot more questions about forex mini accounts... - 23305

About the Author:

To get free product reviews, tutorials and tipsonTo getex Mini Account Trading, click on http://daytradingthecurrencymarket.com/ and learn why To getex trading is taking the world by storm.

Forex Trading - The Ultimate Course

By James Taylor

When the new currency of exchange? Do not worry, the first steps in Forex trading is easy and you can always test your skills in a demo account first before going "live" with real money. In Forex Trading, we need to know what FOREX is. For novices, forex trading for buying and selling of various currencies around the world.

FOREX is a treatment, if you buy one currency and selling another at the same time. It 'always traded in pairs, EUR / USD, CHF / USD, USD / JPY ... is "short" in one currency for the purchase, each time with another, and the benefit is when you buy low and sell high.

Facts about the FOREX market

FOREX market is the largest trading partner in the world. There is an average turnover of $ 1.9 trillion per day and the number is almost 30 times greater than the volume of shares trading in the United States. FOREX trading is very unique, because the transactions are between two partners over electronic network or telephone connections.

There is no central place, such as stocks or futures markets to trade and the clock. Each day begins trading currencies, if the financial centers in Sydney start the day, and travel all over the world to Tokyo, London and New York. Retailers in the month of May, at any time on the market, regardless of local time.

Although the forex trading with such a large volume of trading today, it is not for the public until 1998. In the past, the FOREX market is not offered to small speculators or individual traders on the large minimum business sizes and extremely strict financial requirements.

At that time, only banks and large multi-national cooperation and currency dealers were able to take advantage of the foreign exchange market, liquidity and the strong trend in the extraordinary nature of the world, most of the exchange rates.

Only until the end of anni'90, FOREX brokers should break big giant inter-bank units into smaller units and offer these units to individual traders like you and me. Today, with the rapid growth of Internet and communication technologies, currency trading has become one of the hottest make-money-at-home for companies who wish to avoid the traditional 9-5 jobs.

In fact, forex trading, Forex trading is mainly in the large international banks. According to the Wall Street Journal Europe, 73% of the volume is the great ten. Deutsche Bank, at the top of the table, was 17% of all currency, followed by UBS in the second and third Citi Group, 12.5% and 7.5% of the market.

Other important financial cooperation in the list is HSBC, Barclays, Merrill Lynch, JP Morgan Chase, Coldman Sachs, ABN Amro and Morgan Stanley. By market segment, about half of the operations strictly between operators (eg, banks, foreign exchange dealers or large), while others are primarily between merchants and financial institutions.

Why FOREX is popular?

There are several reasons why FOREX had such a popular investment among world wide speculators.

Forex trading, you can for your own benefit. The FOREX market is an amazing transformation since the advent of the Internet. The technology now has the opportunity for small investors to play on the same footing as big companies and banks.

Those with a computer and a will to succeed can trade currencies in the privacy of your home or office. Forex online is the way in which investors should conduct their activities. With access to your portfolio 24-hours a day, is quite easy to start. You can choose whether to recruit a professional for your company, or you can choose to do them.

Also FOREX trading offers a relatively large leverage rates to individual traders. FOREX dealers, the company with up to 200 to 1 leverage rates. With this advantage, ROI is escalated dramatically and traders can always start with little capital with as little as $ 1,000.

Getting Started in Forex Trading

You do not need much to work with FOREX trading. A computer with Internet access, a funded FOREX account with foreign currency exchange broker, and a trading system should be sufficient to start things.

To reduce the risk of losing money, some basic knowledge of scales is also recommended before you start trading FOREX. Forex charts assist the investor by providing a visual representation of fluctuations in exchange rates. Many variables affect the rate, as interest rates, bank policies, geopolitics, and even the time of day can affect the exchange rate.

As pointed out by experts FOREX trader Peter Bain, the graphics are an important tool in forex trading. In his newsletter, he reveals that the daily charts, hourly charts, 15-minutes cards are used, while trading Forex. As stated in its newsletter - "Daily chart will help you understand the general trend from a business point of view, and the hourly rate (one hour) chart will give you an idea of the intraday trend. I 15 minutes for the chart is the entry and exit - with the help of the table for five minutes, if the price is moving quickly, and you are closer to the action. "

As a technical method, FOREX charts based on the principle that "history repeats itself." FOREX traders who study charts predict the market with an assessment of past, future market development. The timing for cards in May for different traders, some analyze the past one week, some prefer six months analysis, and there are also traders who analyze the market for five to ten years before in a trading FOREX.

A wide variety of FOREX are available on the market. Some mapping methods are very simple, with a little FOREX indicators to show the direction of trade, other images may be up to forty indicators and these are mainly traders in advance, more cleverly. MACD Divergence, RSI, RSI range, and prices are known to some indicators in the tables.

Choosing the right FX dealer is a way to avoid unnecessary risks. FOREX dealers are not all the same way regulated. Although foreign exchange dealers must be regulated by law, companies and individuals can solicit retail foreign exchange dealers and manage those accounts without regulated. As a dealer, you should take responsibility to find out whether your foreign exchange dealers are regulated. If not, you may be exposed to additional risks.

Furthermore attention of dealers with plants, which seems too good to be true. Price warns retailers that you have, and yet the investment. Where are the U.S., you can always CFTF (a http://www.cftc.gov) or NFA (a http://www.nfa.org) for more information.

Conclusions

They are without doubt in this article because you are new to FOREX and were looking for some readings on the internet. To be honest, FOREX can be very profitable, but the risk lies beneath is equally great. Do not trade with the right strategy and investment plan.

Read books, courses, video seminars, read newspapers, or even practice first with a distributor of the demo account for you. Trade smart, and the maximum from FOREX - good luck! - 23305

About the Author:

If your new to the Forex Market then one thing you need to know is no one does it with out a Forex robot an example of a first class Forex Robot is the Best Forex Sniper.

The Psychology of Renting vs. Buying A Home

By Alexandria P. Anderson

Buying and renting a home each has its own benefits and drawbacks. We will discuss the issues surrounding both home ownership and renting to aid you in deciding which path to follow.

A lot of renters do not even consider having their own house because of all the responsibilities attached to buying and owning a home. Owning a home involves paying for your home's upkeep costs, paying for property taxes, applying for a home insurance and even paying off a mortgage, if you took a loan to purchase a property. All of these responsibilities may overwhelm you at first. You just have to understand basic home buying principles so that you can be at ease with the process.

It's a good idea to make up your own checklist of all the different payments involved with your prospective home. You can typically get a lot of this information from your realtor; ask them for average fees, taxes and maintenance costs for the home and create a spreadsheet of all the different elements involved. If you do this in a digital format, you can create side-by-side comparisons of each home you're interested in so you have an accurate view of all the costs involved and the total monthly expenses you'll be responsible for.

Author Ilyce Glink of '100 Questions Every First-Time Home Buyer Should Ask' explains that buying a home also means you're buying into your local community, because you're responsible for local taxes, trash pickup and other services that may not accompany renting in the same area.

You would also need to research about the tax benefits that come along with owning a home. There are more tax advantages in owning a home than with renting - but the exact benefits depend on one's income and total real estate property tax due per year.

You can estimate your real estate tax benefit by taking into account all your other tax benefits, deductions and current income level. As always, it is better to consult with a financial advisor or an accountant to help you in doing this.

Finally, think about your future for the long-term. Are you intent on staying in a specific neighborhood for the next five years? For the next ten years? Where do you see yourself living 30 years from now? One of the biggest psychological benefits of renting is the 'temporary' mentality and ease of moving. Since you can choose to rent a place on a month-to-month basis, sign a short term lease or just renew from year to year, there is a sense of freedom involved with renting.

If you're not feeling settled in a particular city or neighborhood, buying a home may be causing a lot of anxiety. Make some solid decisions about where you want to settle and where you're willing to relocate to in the long-term so you can make the best decision about your new home. - 23305

About the Author:

About the Author: Alexandria P. Anderson is a Minnesota Real Estate agent that helps people to find and purchase Minnesota Townhouses and other properties in the Twin Cities of Minneapolis and St. Paul.

Investment In Pacific Coast Real Estate

By Randy Berg

Pacific coast real estate which is in Central America is a beautiful country with a coastline which is extending over 1200 km. The Caribbean Sea and the Pacific Ocean which form the coastline makes this a popular tourist attraction. Costa Rica is developing rapidly because of the tourism industry and has a massive influx of people who are planning on investing in real estate and settling down here.

The number of people exploring this beautiful country is increasing every year, and this is what is bringing in the demand for pacific coast real estate holiday homes. Those who have visited this country once would like to keep coming back to it and prefer having their own home instead of staying at hotels and resorts.

Investing in pacific coast real estate in a large home becomes an income generator too, as many tourists prefer renting out rooms during their visit instead of staying at hotels. This works out cheaper and gives them a real feel of the life here. For those who have bought homes this becomes an added income.

Pacific coast real estate is much more affordable than elsewhere, and one can get a large property by paying the same amount which one would in the United States. Though there is a bar on developing too much of this island, as the government wishes its natural beauty and surroundings to be maintained, there is still sufficient construction going on to accommodate more settlers.

The subtropical climate of this place makes investing in pacific coast real estate an exciting venture. The pleasant weather through out the year makes most people want to stay on once they visit this place, and end up by buying a home either to move to permanently or to keep as a holiday home for themselves.

The cost of living in this beautiful and peaceful nation is low, and people can maintain a high standard of living with a lesser income. Moreover many expatriates are settling here and taking to business which makes them richer and more affluent. They come here with dreams of a comfortable life and make it still better by investing in pacific coast real estate.

Once people have bought a pacific coast real estate home, they find a change in their lifestyle for the better. Foreigners are made to feel at home here and find it a safe and secure place to live in. Moreover they also get all the entertainment they want, they can shop or relax whichever they prefer. Life becomes one great vacation in Costa Rica. - 23305

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Let Randy Berg help you find economical properties at Costa Rica Real Estate. Interact with us through our forum.